Spend Smarter

Curing the Holiday Hangover

Curing the Holiday Hangover

The Christmas cookies have all been eaten, all the presents unwrapped and the decorations are being packed away for next year. If you used credit cards to pay for all of the Christmas fun, you may be left with a feeling...
Eating Healthy on a Budget

Eating Healthy on a Budget

We all know it's important to eat fresh, healthy foods. The trouble is deciphering which ones, exactly, are fresh and healthy. All those labels can be confusing, and deceiving: organic, all natural, free range, non-GMO?...
How Much Debt is Too Much?

How Much Debt is Too Much?

We all know less debt is better than more, right? There are many reasons, but five that come to mind for me are: Less Hassle. Why spend time paying tons of creditors each month, if you don't have to? Less Worry When...
GAP, Warranty, Payment Protection- What Does It All Mean?

GAP, Warranty, Payment Protection- What Does It All Mean?

If you've purchased a car or shopped for an auto loan recently, you have probably heard the terms "GAP, Warranty, and Payment Protection." And, if you're thinking of purchasing a new (or new to you) car, you...
Credit Cards and College

Credit Cards and College

As a college student, you're probably no stranger to debt. As the Institute for College Access and Success points out, in 2018, 65% of graduating seniors were in debt thanks to student loans. Although student loans are a...
Cooking on a Budget

Cooking on a Budget

Food is usually a smaller part of a person's budget than items like rent. Yet, food spending can still add up. The Bureau of Labor Statistics found that in 2018, the average household spent just over $4,000 on groceries...