Borrow Safely

How You Can Do Better Than 0%
When it comes to auto loans, a 0% interest rate is a head turner. But it's not always the best deal.

Relying on Credit for Necessities

Try On Your Car Payment
Here’s a tactic that gets youcloser to the down payment you wish you had and can also let you “try on” yourcar loan payment on a trial basis, no strings attached.

Put Your House to Work
Sometimeswe see a beautiful house and think, “I should sell my home and get a house likethat one!” But your current home has something a new home doesn’t have—equity. Homeequity provides homeowners a ready...

Credit Cards: Pay More Than the Minimum for Faster Payoff
Minimum payments on credit cards are between 1%to 4% of the balance due. If you can afford higher payments each month, you'llbenefit over the long haul.

Navigating the Homebuying Process: Tips for First-Time Homebuyers
Buying your first home is an exciting milestone, but it canalso be a complex and sometimes overwhelming process. From saving for a downpayment to securing a mortgage, there are many important steps to consider onyour...