Spend Smarter

5 Simple Ways to Improve Your Credit Score

5 Simple Ways to Improve Your Credit Score

Having a low credit score can affect your life in a number of ways. Your score can hinder your goals, such as owning a home or buying a new car. As a high-risk borrower, you'll have to pay higher interest rates on any...
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Budgeting Basics: How to Create and Stick to a Personal Budget

Creating a personal budget is the cornerstone of financial success. Follow these steps to create and stick to a budget.
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How You Can Do Better Than 0%

When it comes to auto loans, a 0% interest rate is a head turner. But it's not always the best deal.
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Relying on Credit for Necessities

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Online Bill Payment Helps You Control Your Bills

Have you tried online bill payment service yet? Online bill payment makes paying bills less painful, reduces the risk of identity theft,  and makes it easier to pay off credit cards and other debts. This...
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Personal Finance Hacks for Students

Collegeyears are the time when many people establish financial habits that will carrythem for the rest of their lives.Payattention to these items to get off on the right financial foot.