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7 Thoughtful, Cheap Birthday Gifts to Surprise Family and Friends

7 Thoughtful, Cheap Birthday Gifts to Surprise Family and Friends

Birthdays have a tricky way of popping up and busting the budget without warning. It's tempting to think that birthdays only happen once a year, but as you know, there can be one every month or more. After all, you...
3 Brilliant Tips for Saving Money on Back-to-School This Year: Avoid These Common Spending Pitfalls

3 Brilliant Tips for Saving Money on Back-to-School This Year: Avoid These Common Spending Pitfalls

Every year, parents and kids look forward to the start of the school year. Parents anticipate the structure of school days, and kids are abuzz at the thought of being together with old chums once again. Unfortunately,...
Do You Need Money Advice? Maybe Not! Take This Fun Quiz to Assess Your Financial Literacy

Do You Need Money Advice? Maybe Not! Take This Fun Quiz to Assess Your Financial Literacy

You may be more money savvy than you think. Or on the other hand, you might need to brush up on the fundamentals of personal finance. Here is a quick, fun quiz to test your financial literacy in areas like earning,...
9 Creative Ways to Save Money on Air Conditioning During the Dog Days of Summer

9 Creative Ways to Save Money on Air Conditioning During the Dog Days of Summer

Electricity accounts for a big portion of most Americans' household budget. Especially in Georgia, power consumption surges when the temperatures rise. It feels so good to crank the air conditioning and get relief in...
Credit Union Charters and Fields of Membership - What Does it All Mean?

Credit Union Charters and Fields of Membership - What Does it All Mean?

Credit unions come in all shapes and sizes. They can be chartered by the state or the federal government. A quick way to determine which charter your credit union operates under is to look for the word "federal"...
Credit Scores 101

Credit Scores 101

If you've ever had a student loan, a credit card or any other type of debt, you have a credit score. This score is a three-digit number used by lenders to determine how much of a credit risk a borrower is likely to...