Member Services

We provide financially responsible products and convenient services that help better each and every one of our members' lives. Since we are a not-for-profit organization we offer lower fees and lower lending rates because the shareholders we answer to are not on Wall Street. Our Shareholders are you, our members, our neighbors.

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Get the CVCU Mobile App

Take your Credit Union with you! Stay in control of your finances no matter where you find yourself!

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Check Reorders

Are you running low on checks with no time to stop by the credit union? No problem! You can reorder your checks online.

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Safe Deposit Boxes 

Offered at select branch locations, safe deposit boxes are convenient, safe places to store important items such as documents and family records, small items, fine jewelry, collectibles and heirlooms.

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Wiring Services

Wire transfers are a convenient and reliable way to transfer funds from your Coosa Valley account to another financial institution. Send money to a loved one overseas, to close escrow on a home purchase or for any important reason.

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Direct Deposit

Do you want faster, safer and more convenient access to your money? Sign up for Direct Deposit at CVCU and we'll automatically deposit paychecks, Social Security benefits, pension checks and any other deposits into the CVCU account of your choice.

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Overdraft Services

Avoid the expense and inconvenience of overdrafts with overdraft services from Coosa Valley Credit Union. We offer a variety of overdraft services for our checking accounts.

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Audio Response

Audio Response is our free, real-time, 24-hour account information line. It's secure, accurate and always available. Audio Response can help you with nearly every member service.

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Notary Services

Coosa Valley Credit Union offers free notary services to members at most of our full service branch locations during regular hours of operation. In order to have a document notarized, members must present a valid photo ID and sign the document in the presence of the notary.

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Night Deposit

CVCU members can leave their transactions at their branch after hours using our Night Depository, located in a well-lit area outside the building. Your deposits, loan payments and check orders are processed the next business day.

Quick Access

Checking Account Options for Everyone

When you establish a banking relationship with a trusted, local financial institution, the checking account is often the first account you set up.

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You need everyday checking solutions that are simple and easy. Coosa Valley Credit Union offers uncomplicated checking options to simplify your life.

There's a Savings Account
Perfect For You

At Coosa Valley Credit Union, we offer competitive rates on savings accounts. You can access our real-time rates page for a comparison of our specific savings vehicles. Or choose one ot the options below to learn more about how each one works.

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A Variety of Credit Card Options

Whether for personal use or business, we have credit card options to fit your specific needs.

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Loans

When it's time to replace your car, buy a new home or borrow money for whatever reason, Coosa Valley Credit Union's local, friendly staff are ready to help.

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Our Members Enjoy 
Exclusive Discounts

Become a member and gain access to exclusive discounts from
trusted partners through Love My Credit Union Rewards and others.

EXPLORE LOVE MY CREDIT UNION

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Latest Updates

Follow our blog to keep up with community news.

When Is The Best Time To Buy A Car?

When Is The Best Time To Buy A Car?

Discover the best time to buy a new car to get the best deals and financing options. Learn how to auto loan pre qualify and how it can benefit your car purchase. Explore tips and strategies for finding the best...
How To Get Pre-Approved For A Mortgage

How To Get Pre-Approved For A Mortgage

Learn the key steps for how to prequalify for a home loan and why it's essential to start your home-buying process. Find out what documents do I need for loan preapproval, and streamline your mortgage...
a couple of men standing next to a row of cars

Car Loan Rates Decreasing

Understanding Car Loan Rate Decreases and How They Benefit You Are you ready to take advantage of a financial opportunity that could make your dream car more affordable? Recent drops in car loan interest rates are...
GAP Insurance: What Is It, and Do You Need It?

GAP Coverage: What It Is and How It Works

Learn how GAP coverage protects you by covering the difference between your loan and vehicle value. Understand how GAP works in the event of an accident or theft. Explore how to easily get GAP coverage through...
Realistic Tips And Tricks To Pay Off Your Home Loan Early

Realistic Tips And Tricks To Pay Off Your Home Loan Early

Learn smart financial habits to pay off your mortgage early. Explore the benefits of biweekly payments and extra principal payments. Use a mortgage payoff calculator to set goals and track...
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What Is The Difference Between Current Balance and Available Balance?

Understand the key difference between your current balance and available balance in banking. Learn why your available balance might not reflect your current balance. Get answers to common questions like, "When will...
How Credit Unions Are Different Than Banks

How Credit Unions Are Different Than Banks

Explore the fundamental differences between credit unions and banks, including ownership structure and focus on members versus shareholders. Discover how credit unions offer lower fees and better interest rates on...
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Watch out for Text Scams

In recent weeks, we've observed an uptick in phishing scams targeting our credit union members. These fraudulent attempts often come in the form of text messages that seek to compromise your account security. We want...
Financial Literacy 101: Essential Tips for Managing Your Money

Financial Literacy 101: Essential Tips for Managing Your Money

Understand the importance of budgeting and tracking expenses to improve your money management skills. Learn how to establish an emergency fund and set financial goals to safeguard your future. Discover the value of...
5 Simple Ways to Improve Your Credit Score

5 Simple Ways to Improve Your Credit Score

Practical steps to fixing your credit for a better financial future. Understand how long it takes to repair credit and reach your goals. Quick hacks to increase credit score fast and see results...